What AIG Insurance Company Offers
AIG insurance company is one of the largest global insurers, with roots stretching back decades. It provides commercial property and casualty coverage, personal auto and homeowners policies, cyber liability, and specialty programs for industries like aviation and energy. AIG also operates through a network of independent agents rather than a captive broker model, which can affect pricing and service style.
More from this site
Keep reading the latest coverage
Products and Coverage Types
For individuals, AIG typically offers auto, homeowners, renters, and umbrella liability policies. Commercial lines include general liability, workers compensation, business owner policies, and professional liability. Specialty products extend to directors and officers insurance, crime coverage, and inland marine. Availability varies by state and underwriting channel, so confirming that a specific product is offered in your location is a practical first step.
Financial Strength and Stability
AIG's financial standing is regularly assessed by independent rating agencies such as AM Best, Moody's, and S&P. These ratings reflect the company's ability to pay claims. Because ratings can change and differ by agency, checking the most recent outlook on AIG's insurers is advisable before committing to a long-term policy.
Claims Experience and Customer Feedback
Claims satisfaction depends on the type of claim, the state, and the adjuster assigned. AIG maintains a claims reporting portal and typically lists local agent contacts on its website. Before choosing a policy, ask your agent about average settlement timelines, complaint ratios, and how disputes are handled. Consumer complaint data is available through state insurance departments and can complement company-provided statistics.
How to Evaluate an AIG Policy
When comparing an AIG policy, focus on the declarations page, exclusions, limits, and deductible structure. Confirm whether the coverage is written by AIG Insurance Company or one of its subsidiary carriers, because the legal entity matters for claims and litigation. Read the full policy wording, not just marketing summaries, and ask your agent to walk through real-world scenarios that would trigger or exclude a claim.
Where to Buy and Get Help
AIG policies are generally sold through independent agents and brokers. You can locate a local agent on AIG's official website or contact the company directly for underwriting questions. For existing policyholders, the claims portal and agent contact details are the fastest routes to assistance. Always verify licensing status with your state insurance department before purchasing.