Bank of America Dividend Dates: Record, Ex-Dividend, and Payment Schedule

Bank of America Dividend Dates at a Glance

Bank of America (BAC) pays dividends quarterly, and the key dates each cycle are the declaration date, ex-dividend date, record date, and payment date. The ex-dividend date is the most actionable for investors: you must own the stock before that date to receive the upcoming dividend. Bank of America typically follows a predictable quarterly rhythm, though exact dates shift slightly each year and are set by the board at the declaration.

Below is a compact reference for the recent and upcoming dividend dates, along with the per-share amount declared for each period.

Note that the exact declaration date for each quarter is announced by the board, and the table above uses the typical pattern for BAC's quarterly cadence. Always confirm the precise dates on Bank of America's investor relations page before making a trade for dividend eligibility.

How Bank of America Sets Its Dividend Dates

The board of directors declares the dividend, which sets the declaration date. The ex-dividend date is set two business days before the record date, under standard T+2 settlement rules. If you buy BAC on or after the ex-dividend date, you will not receive that quarter's dividend; the seller gets it instead. The record date is the cutoff for the shareholder list, and the payment date is when the cash lands in eligible accounts.

Bank of America has maintained a consistent quarterly payout of $0.04 per share in recent periods, which translates to $0.16 per share annually. The bank's dividend policy is reviewed regularly and can be adjusted by the board based on capital ratios, earnings, and macroeconomic conditions.

Why Dividend Dates Matter for BAC Investors

For income-focused investors, the ex-dividend date is the critical deadline. Owning BAC before that date ensures you are on the record books for the payout. For those using a dividend capture strategy, the timing of entry and exit around these dates affects whether a trade qualifies for the dividend and whether the cost basis supports the move.

Bank of America's dividend history shows resilience through multiple rate cycles. The company maintained its quarterly payout during the 2020 pandemic after a brief suspension in early 2020, and resumed increases once capital levels stabilized. Investors tracking BAC for dividend income should watch the ex-dividend and payment dates each quarter to confirm eligibility and plan cash flow.

Where to Confirm Upcoming Bank of America Dividend Dates

The most reliable source for upcoming dates is Bank of America's investor relations website, which publishes the quarterly dividend declaration along with all four key dates. You can also check the SEC filings, particularly the 8-K and quarterly earnings releases, which include the board's dividend action. Financial data platforms and brokerage statements will reflect the ex-dividend and payment dates once the board has declared the dividend.

• Bank of America Investor Relations: bac.com/investor-relations
• SEC EDGAR for 8-K filings with dividend declarations
• Your brokerage platform for ex-dividend and payment date alerts

Bank of America Dividend Yield and History

The current annualized dividend of $0.16 per share supports a modest yield, which has varied with BAC's stock price over time. The bank has a long track record of paying dividends and has increased the quarterly payout in recent cycles as earnings grew. The board's dividend decisions are tied to regulatory stress tests and capital return frameworks, which means the dates and amounts can shift if policy changes.

For the most up-to-date declaration and payment schedule, always refer to the official Bank of America investor relations announcement before the ex-dividend date each quarter.