How to Check Your Credit Score in the Chase App

By Marta Silva2 min read 269 views

Check Your Credit Score in the Chase App

You can check your credit score directly inside the Chase mobile app at no cost. Open the app, log in, and look for the Credit Score section on the home screen or under the Credit Journey menu. The score shown is typically a VantageScore 3.0 based on TransUnion data, and it updates weekly.

Table of Contents

Check Your Credit Score in the Chase App
Where to Find It
What the Score Means
How Often It Updates
What You Need

Where to Find It

Once logged in, tap on the Credit Score widget or navigate to the Credit Journey center. You will see your current score and a breakdown of the factors that influence it, such as payment history and credit utilization.

What the Score Means

The number ranges from 300 to 850. A higher score generally indicates lower risk to lenders. The app also flags significant changes and provides insights into what actions may be affecting your score, like late payments or high balances.

How Often It Updates

Chase refreshes the score weekly, so you can track trends over time. The exact day of the update may vary based on your account and the data schedule from the credit bureau.

What You Need

You must have a Chase credit card or banking account to access this feature. If the option does not appear, make sure your app is updated and that you are enrolled in online banking.

Open the Chase app
Go to Credit Journey or the Credit Score widget
View your VantageScore 3.0 from TransUnion
Review the factors influencing your score