Direct ways to add cash to PayPal
You can add money to PayPal directly using a linked debit card or bank account. These are the fastest methods and work in most countries where PayPal operates. You can also deposit a check using the PayPal app, which lets you scan and add funds without visiting a bank.
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In-store cash deposit options
PayPal partnered with retailers that allow cash deposits. You can visit a participating store, provide your PayPal email, and hand over cash. The funds are typically available within minutes. Common retailers include CVS, 7-Eleven, and Walgreens, though availability varies by location.
How to deposit cash at a retailer
- Open your PayPal app and tap Add Cash.
- Select a nearby participating store.
- Generate a barcode and show it at the register.
- Hand over cash and wait for confirmation.
PayPal Cash and PayPal Cash Plus
PayPal offers two accounts that support direct deposit and cash loading. PayPal Cash is free and includes a Mastercard debit card. PayPal Cash Plus includes additional features such as early direct deposit and higher limits, depending on your eligibility and state.
Fees, limits, and availability
Adding cash at a retailer typically costs $4.95 per transaction, though fees can vary. Daily and monthly limits depend on your account type and verification level. Not all cash deposit options are available in every state or country.
| Method | Typical Fee | Funds Available |
|---|---|---|
| Debit card | None | Instant |
| Bank transfer (ACH) | None | 1–3 business days |
| Mobile check deposit | None | Within minutes |
| In-store cash deposit | $4.95 | Minutes after deposit |