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Where Can I Add Cash to PayPal

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Direct ways to add cash to PayPal

You can add money to PayPal directly using a linked debit card or bank account. These are the fastest methods and work in most countries where PayPal operates. You can also deposit a check using the PayPal app, which lets you scan and add funds without visiting a bank.

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In-store cash deposit options

PayPal partnered with retailers that allow cash deposits. You can visit a participating store, provide your PayPal email, and hand over cash. The funds are typically available within minutes. Common retailers include CVS, 7-Eleven, and Walgreens, though availability varies by location.

How to deposit cash at a retailer

  • Open your PayPal app and tap Add Cash.
  • Select a nearby participating store.
  • Generate a barcode and show it at the register.
  • Hand over cash and wait for confirmation.

PayPal Cash and PayPal Cash Plus

PayPal offers two accounts that support direct deposit and cash loading. PayPal Cash is free and includes a Mastercard debit card. PayPal Cash Plus includes additional features such as early direct deposit and higher limits, depending on your eligibility and state.

Fees, limits, and availability

Adding cash at a retailer typically costs $4.95 per transaction, though fees can vary. Daily and monthly limits depend on your account type and verification level. Not all cash deposit options are available in every state or country.

MethodTypical FeeFunds Available
Debit cardNoneInstant
Bank transfer (ACH)None1–3 business days
Mobile check depositNoneWithin minutes
In-store cash deposit$4.95Minutes after deposit

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