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What Happens When Insurance Totals a Car
When insurance totals your car, the payout is based on actual cash value minus your deductible, and you surrender the title. Here is how the process works and what to expect.
Every article on Detroit Bureau about Actual Cash Value — 3 stories covering it, newest first.
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What Does an Insurance Company Pay for a Totaled Car
Insurance pays the actual cash value of a totaled car, minus your deductible, not the loan balance or replacement cost. Learn how total loss value is determined and what to expect.
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When Your Car Is Totaled by Insurance
What happens when insurance totals your car, how settlement values are determined, and what options you have if you still owe on the loan or lease.
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