{"id":144003,"date":"2023-12-02T04:17:00","date_gmt":"2023-12-02T09:17:00","guid":{"rendered":"https:\/\/www.thedetroitbureau.com\/?p=144003"},"modified":"2023-10-22T10:54:44","modified_gmt":"2023-10-22T14:54:44","slug":"how-to-buy-car-insurance","status":"publish","type":"guides","link":"https:\/\/thedetroitbureau.com\/guides\/insurance\/how-to-buy-car-insurance\/","title":{"rendered":"How To Buy Car Insurance in 6 Easy Steps"},"content":{"rendered":"<div data-block_6a9921f1df9a02074a2adc2a8c321843 class=\"content-widget  content-widget align\">\n    <div class=\"flex -mx-2 lg:m-0 py-4 lg:py-6\">\n                    <div class=\"flex flex-col lg:flex-row items-center lg:items-end w-full \">\n  <div class=\"h-36 lg:h-full relative z-1\">\n    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"175.137\" height=\"173.416\" viewBox=\"0 0 175.137 173.416\">\n  <defs>\n    <linearGradient id=\"linear-gradient\" y1=\"0.5\" x2=\"1\" 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w-full\">\n    <div class=\"flex w-full flex-col lg:flex-row lg:space-x-2 \">\n            <div class=\"w-full lg:w-1\/2 items-center lg:items-end flex flex-col\">\n                  <p class=\"text-white font-general mb-1 lg:mb-6\">FIND OUT HOW MUCH YOU CAN<\/p>\n          <p class=\"text-web_orange font-general lg:hidden mb-4 lg:mb-6\">SAVE ON YOUR CAR INSURANCE<\/p>\n                <input type=\"text\" id=\"zip_field_WZRy3a\" name=\"zip_code\" data-link=\"https:\/\/autoratesonline.com\/your-car-insurance-quote\/?z={zip_code}&amp;sid=other\" placeholder=\"ENTER ZIP CODE\" class=\"d-style rounded p-2 w-full lg:w-1\/2 font-general text-center bg-white text-primary border-none placeholder-primary\">\n      <\/div>\n      <div class=\"w-full lg:w-1\/2 mt-3 lg:mt-0\">\n                  <p class=\"text-web_orange font-general hidden lg:block\">SAVE ON YOUR CAR INSURANCE<\/p>\n                <button class=\"px-4 bg-primary text-white  zip-code-button bg-web_orange rounded w-full lg:w-1\/2 zip_code_submit py-2 font-general\" onclick=\"open_zipcode_url('WZRy3a')\">\n    COMPARE RATES\n<\/button>\n\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n            <\/div>\n<\/div>\n\n<style type=\"text\/css\">\n    [data-block_6a9921f1df9a02074a2adc2a8c321843] {\n    }\n\n    .b-image {\n        background-image: url()\n    }\n<\/style>\n\n\n\n<p class=\"has-text-align-right\"><a id=\"affiliate-disclosure\" style=\"font-size: 11px; text-decoration: underline; cursor: pointer;\"><\/a><a href=\"https:\/\/www.thedetroitbureau.com\/affiliate-disclosure\/\" class=\"rank-math-link\">Affiliate Disclosure<\/a><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">Car insurance is one of the most important types of insurance. Unlike its health or life counterparts, which are optional, car insurance is a legal requirement in most states. Any individual who owns or drives a car must have at least the minimum amount of coverage.&nbsp;<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">There are many factors to consider when buying car insurance. To help with your decision, our team has researched and put together a recommended <a href=\"https:\/\/www.thedetroitbureau.com\/\" target=\"_blank\" aria-label=\"list of leading auto insurance providers (opens in a new tab)\" rel=\"noreferrer noopener\" class=\"rank-math-link\">list of leading auto insurance providers<\/a>.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">The first step, however, is to figure out how to buy car insurance. Above, we outline all the necessary steps, the types of available coverage and how to get the best car insurance rates for your needs.<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"steps\"><span style=\"font-weight: 400;\">6 Steps to Buying Car Insurance&nbsp;<\/span><\/h2>\n\n\n\n<p><span style=\"font-weight: 400;\">Buying car insurance can be a bit confusing at first. With all the providers and plans available, where do you even start? The following steps will guide you through finding the best car insurance plan for you.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span style=\"font-weight: 400;\">1. Decide How to Buy Car Insurance<\/span><\/h3>\n\n\n\n<p><span style=\"font-weight: 400;\">These days, car insurance is purchased much like everything else \u2013 online, on the phone or in person. The choice is up to you. Buying car insurance online is quick and easy, while speaking with someone in person may feel more assuring. You can also choose between going through an insurance broker or straight to an insurance company.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span style=\"font-weight: 400;\">2. Figure Out How Much Car Insurance Coverage You Need<\/span><\/h3>\n\n\n\n<p><span style=\"font-weight: 400;\">This step will require the most time and effort. For starters, you must know about the different types of coverage, such as:<\/span><\/p>\n\n\n\n<ul><li><b>Liability: <\/b><span style=\"font-weight: 400;\">Provides coverage for accidents where you are responsible. The two types of liability insurance include body injury liability (BI), which covers any injury to other drivers and their passengers, and property damage liability (PD), which covers any damage to another driver\u2019s vehicle.<\/span><\/li><li><b>Collision: <\/b><span style=\"font-weight: 400;\">Provides coverage for your vehicle, no matter who is responsible.<\/span><\/li><li><b>Comprehensive:<\/b><span style=\"font-weight: 400;\"> Provides coverage for your vehicle outside of an accident, usually due to environmental causes, such as flood, fire, theft and vandalism.<\/span><\/li><li><b>Personal injury protection (PIP):<\/b><span style=\"font-weight: 400;\"> Provides coverage for medical expenses and any lost wages for you and your passengers, no matter who is responsible. PIP is mandatory in all <a href=\"https:\/\/www.iii.org\/article\/background-on-no-fault-auto-insurance\" target=\"_blank\" aria-label=\"no-fault states (opens in a new tab)\" rel=\"noreferrer noopener\" class=\"rank-math-link\">no-fault states<\/a>, where every driver involved in an accident must file a claim with their own insurance company, no matter who is responsible.&nbsp;<\/span><\/li><li><b>Medical payments (MedPay):<\/b><span style=\"font-weight: 400;\"> Provides coverage for medical expenses for you and your passengers, no matter who is responsible. MedPay is less comprehensive than PIP, but available in more states.&nbsp;<\/span><\/li><li><b>Uninsured and underinsured motorist (UM\/UIM): <\/b><span style=\"font-weight: 400;\">Provides coverage for you and your vehicle for accidents where you aren\u2019t responsible and the other driver has no or little insurance. In some states, UM\/UIM also covers hit-and-runs.<\/span><\/li><\/ul>\n\n\n\n<p><span style=\"font-weight: 400;\">There are also coverage add-ons, such as car rental reimbursement, new car replacement, roadside assistance and the like.&nbsp;<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">Keep in mind that each state has its own <a href=\"https:\/\/www.iii.org\/automobile-financial-responsibility-laws-by-state\" target=\"_blank\" aria-label=\"car insurance requirements (opens in a new tab)\" rel=\"noreferrer noopener\" class=\"rank-math-link\">car insurance requirements<\/a>, which usually includes the minimum liability coverage and some type of medical coverage. However, this is often not enough to safeguard you against accidents. It\u2019s highly recommended to purchase more than the minimum requirement, if possible.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">Finally, consider your personal preferences and driving habits. Have you just purchased a new car and want full coverage? Do you drive long distances? Or live in an area with extreme weather conditions? These factors will help to figure out the car insurance coverage you really need.&nbsp;<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span style=\"font-weight: 400;\">3. Gather All the Required Information<\/span><\/h3>\n\n\n\n<p><span style=\"font-weight: 400;\">Car insurance companies generally ask for the same information to provide you with a quote:<\/span><\/p>\n\n\n\n<p><b>Personal Information<\/b><\/p>\n\n\n\n<ul><li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Driver name and date of birth<\/span><\/li><li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Driver\u2019s license number and state of issue<\/span><\/li><li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Driving records, including any previous tickets or accidents<\/span><\/li><\/ul>\n\n\n\n<p><b>Vehicle Information<\/b><\/p>\n\n\n\n<ul><li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Vehicle make, model and year<\/span><\/li><li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Vehicle Information Number (VIN)<\/span><\/li><li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Current mileage and usage of the vehicle (i.e., personal or business use)<\/span><\/li><li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Name of registered owner<\/span><\/li><li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Address where the vehicle is registered<\/span><\/li><li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Vehicle purchase date<\/span><\/li><li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Any previous insurance carrier and expiration date<\/span><\/li><\/ul>\n\n\n\n<p><span style=\"font-weight: 400;\">Note that standard insurance follows the car, not the driver. To extend coverage to other drivers who might use your car, such as family or household members, make sure to include their personal information when applying for a quote.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span style=\"font-weight: 400;\">4. Get a Few Car Insurance Quotes&nbsp;<\/span><\/h3>\n\n\n\n<p><span style=\"font-weight: 400;\">With your information handy, it\u2019s time to start shopping for car insurance quotes. Request quotes for the same type of coverage, and aim to contact at least three to five car insurance companies.&nbsp;<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">If you\u2019re not sure what providers to contact first, get a list using the form above, or read about some of the top-rated auto insurance providers we found.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">When speaking to the provider, make sure to ask about any car insurance discounts or promotions. Also, keep in mind that some cases naturally result in higher quotes. 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w-full\">\n    <div class=\"flex w-full flex-col lg:flex-row lg:space-x-2 \">\n            <div class=\"w-full lg:w-1\/2 items-center lg:items-end flex flex-col\">\n                  <p class=\"text-white font-general mb-1 lg:mb-6\">FIND OUT HOW MUCH YOU CAN<\/p>\n          <p class=\"text-web_orange font-general lg:hidden mb-4 lg:mb-6\">SAVE ON YOUR CAR INSURANCE<\/p>\n                <input type=\"text\" id=\"zip_field_CEXcdQ\" name=\"zip_code\" data-link=\"https:\/\/autoratesonline.com\/your-car-insurance-quote\/?z={zip_code}&amp;sid=other\" placeholder=\"ENTER ZIP CODE\" class=\"d-style rounded p-2 w-full lg:w-1\/2 font-general text-center bg-white text-primary border-none placeholder-primary\">\n      <\/div>\n      <div class=\"w-full lg:w-1\/2 mt-3 lg:mt-0\">\n                  <p class=\"text-web_orange font-general hidden lg:block\">SAVE ON YOUR CAR INSURANCE<\/p>\n                <button class=\"px-4 bg-primary text-white  zip-code-button bg-web_orange rounded w-full lg:w-1\/2 zip_code_submit py-2 font-general\" onclick=\"open_zipcode_url('CEXcdQ')\">\n    COMPARE RATES\n<\/button>\n\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n            <\/div>\n<\/div>\n\n<style type=\"text\/css\">\n    [data-block_6a9921f1df9a02074a2adc2a8c321843] {\n    }\n\n    .b-image {\n        background-image: url()\n    }\n<\/style>\n\n\n\n<h3 class=\"wp-block-heading\"><span style=\"font-weight: 400;\">5. Compare Car Insurance Quotes<\/span><\/h3>\n\n\n\n<p><span style=\"font-weight: 400;\">A quote contains coverage details and associated costs. Before you just go with the cheapest car insurance, there are a few other things to consider:<\/span><\/p>\n\n\n\n<ul><li><b>Cost breakdown: <\/b><span style=\"font-weight: 400;\">Insurance<\/span> <span style=\"font-weight: 400;\">includes two types of payments \u2013 premiums and deductibles. A premium is the amount paid for the car insurance policy (monthly or annually), while deductibles are the amount paid out of pocket before the insurance plan will start to cover costs. If the quoted premiums are too high, you can try negotiating for lower premiums and higher deductibles instead.<\/span><\/li><li><b>Coverage details: <\/b><span style=\"font-weight: 400;\">Even if your quotes include similar coverage, every company operates differently. Does it impose a time limit by when you must submit a claim? Can you use original equipment manufacturer (OEM) parts? If details aren\u2019t included in the quote, make sure to ask the company.&nbsp;<\/span><\/li><li><b>Company standing: <\/b><span style=\"font-weight: 400;\">You want car insurance that\u2019s easy to deal with and reliable. Learn more about the inner workings of a company through its customer reviews and rankings on <a href=\"http:\/\/consumers.ambest.com\/ConsumerSearch.aspx?bl=36\" target=\"_blank\" aria-label=\"AM Best (opens in a new tab)\" rel=\"noreferrer noopener\" class=\"rank-math-link\">AM Best<\/a> and <a href=\"https:\/\/content.naic.org\/\" target=\"_blank\" aria-label=\"National Association of Insurance Commissioners (NAIC) (opens in a new tab)\" rel=\"noreferrer noopener\" class=\"rank-math-link\">National Association of Insurance Commissioners (NAIC)<\/a>. You can also look to our list of leading car insurance providers for more information.&nbsp;<\/span><\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span style=\"font-weight: 400;\">6. Purchase Your Car Insurance Policy<\/span><\/h3>\n\n\n\n<p><span style=\"font-weight: 400;\">Once you\u2019ve made your decision, it\u2019s time to purchase your car insurance policy. Read through everything one last time, especially the declaration page (typically the first page), which contains all of the important information.&nbsp;<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">Most car insurance can take effect on the day you sign and make your first payment. This is especially useful if you\u2019re planning to purchase or lease a new car, as most dealerships require proof of insurance before letting you drive off the lot. You can also choose a later date \u2013 just let the insurance agent know, so it\u2019s clearly stated on the policy.&nbsp;<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">When your new policy has taken effect and you\u2019ve received proof of insurance, don\u2019t forget to cancel any old policies you may have.&nbsp;<\/span><\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-background has-white-background-color has-white-color is-style-dots\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"online\"><span style=\"font-weight: 400;\">Should You Purchase Car Insurance Online?&nbsp;<\/span><\/h2>\n\n\n\n<p><span style=\"font-weight: 400;\">Although it\u2019s a good idea to do some initial research and even request a few quotes online, the decision between actually purchasing car insurance online or in person is ultimately up to you.&nbsp;<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">If you know what you want and need coverage immediately, purchasing a plan online may be more convenient. Online providers allow you to shop for car insurance quotes much easier and faster. You can filter through all the options to find exactly what you\u2019re looking for, and purchase a policy any time you want \u2013 without ever speaking to an agent.&nbsp;<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">It\u2019s important that you only submit your personal information to reputable companies using a private computer and secure internet connection. A lot of information is available online, and you can ask questions through chat or phone. However, you may find yourself talking to a call center operator and have a hard time getting in touch with an actual insurance agent.&nbsp;<\/span><\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-background has-white-background-color has-white-color is-style-dots\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"first\"><span style=\"font-weight: 400;\">How to Get Car Insurance for the First Time<\/span><\/h2>\n\n\n\n<p><span style=\"font-weight: 400;\">First-time drivers, especially those below 25 years old, can expect to pay more than any other age group for insurance, <a href=\"https:\/\/cars.usnews.com\/cars-trucks\/car-insurance\/best-cheap-car-insurance-for-young-adults\" class=\"rank-math-link\" target=\"_blank\" rel=\"noopener\">an average of $1,150\u2013$1,900 per year<\/a> (for liability coverage only). With no previous driving history and a relatively short credit history, young drivers are a greater risk for companies to insure.&nbsp;<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">If this is too expensive, another option is to be included in a family or household member\u2019s plan. After a few years of good driving, you should be able to get lower car insurance quotes on your own.&nbsp;<\/span><\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-background has-white-background-color has-white-color is-style-dots\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"buying\"><span style=\"font-weight: 400;\">How to Get Car Insurance When Buying a Car<\/span><\/h2>\n\n\n\n<p><span style=\"font-weight: 400;\">Getting insurance when you\u2019re in the process of <a href=\"https:\/\/www.thedetroitbureau.com\/2020\/01\/new-vehicle-buyers-want-best-bang-for-the-buck\/\" target=\"_blank\" aria-label=\"buying a car (opens in a new tab)\" rel=\"noreferrer noopener\" class=\"rank-math-link\">buying a car<\/a> requires a little timing. You need the car details (year, make, model and VIN) to get insurance, but you also have to be insured to drive the car. Aside from being a legal requirement, proof of insurance is typically required by dealerships before you drive the car off the lot.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">To ensure everything runs smoothly, start looking for insurance even without the car information (although a general idea of the make and model will help). Prepare all other requirements in the meantime, and speak with an agent to better explain your situation.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">Then, with your car insurance already selected, you can quickly fill in the remaining details and purchase the policy the day you purchase the car.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">Technically, you don\u2019t need insurance to buy a car, but it\u2019s illegal in most states to drive it without insurance. If you intend to drive the car off the lot, you must have at least the minimum coverage. Anyone caught driving without insurance is likely to be heavily fined or lose their license. Even worse, in case of an accident, the driver is financially responsible for all damages.&nbsp;<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">Furthermore, driving without insurance creates a gap in your insurance history. This will come up the next time you apply for car insurance, signifying greater risk and resulting in higher premiums.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">In some cases, you may be buying a car and already have car insurance \u2013 the new car just isn\u2019t listed on your plan yet. Instead of getting a whole new plan, check if your current car insurance offers a grace period that automatically covers new cars. This coverage is temporary (under a month), but more than enough time to find a permanent policy.&nbsp;<\/span><\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-background has-white-background-color has-white-color is-style-dots\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"rates\"><span style=\"font-weight: 400;\">How to Get the Best Car Insurance Rates<\/span><\/h2>\n\n\n\n<p><span style=\"font-weight: 400;\">Every insurance company has their own formula for calculating car insurance quotes. The factors that tend to carry the most weight are your age, location, driving record, credit score and the type of vehicle.&nbsp;<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">There\u2019s not much you can do about how old you are, where you live or your driving history. But if you can raise a low credit score (paying bills on time and reducing debt), this will also help improve your car insurance quotes.&nbsp;<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">Another way to lower premiums is to only include the required coverage. For example, if your car is older, you may be better off shouldering any repairs yourself, rather than paying for regular collision or comprehensive coverage. If you don\u2019t drive that much, look for mileage-based or usage-based insurance plans, such as Allstate\u2019s Milewise<\/span><span style=\"font-weight: 400;\">\u00ae<\/span><span style=\"font-weight: 400;\"> or State Farm\u2019s Drive Safe &amp; Save<\/span><span style=\"font-weight: 400;\">TM<\/span><span style=\"font-weight: 400;\">.&nbsp;<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">Finally, when gathering car insurance quotes, reach out to a few local providers. Smaller companies don\u2019t have the massive overhead of bigger names, and may be able to quote a lower rate. 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w-full\">\n    <div class=\"flex w-full flex-col lg:flex-row lg:space-x-2 \">\n            <div class=\"w-full lg:w-1\/2 items-center lg:items-end flex flex-col\">\n                  <p class=\"text-white font-general mb-1 lg:mb-6\">FIND OUT HOW MUCH YOU CAN<\/p>\n          <p class=\"text-web_orange font-general lg:hidden mb-4 lg:mb-6\">SAVE ON YOUR CAR INSURANCE<\/p>\n                <input type=\"text\" id=\"zip_field_gM0iN3\" name=\"zip_code\" data-link=\"https:\/\/autoratesonline.com\/your-car-insurance-quote\/?z={zip_code}&amp;sid=other\" placeholder=\"ENTER ZIP CODE\" class=\"d-style rounded p-2 w-full lg:w-1\/2 font-general text-center bg-white text-primary border-none placeholder-primary\">\n      <\/div>\n      <div class=\"w-full lg:w-1\/2 mt-3 lg:mt-0\">\n                  <p class=\"text-web_orange font-general hidden lg:block\">SAVE ON YOUR CAR INSURANCE<\/p>\n                <button class=\"px-4 bg-primary text-white  zip-code-button bg-web_orange rounded w-full lg:w-1\/2 zip_code_submit py-2 font-general\" onclick=\"open_zipcode_url('gM0iN3')\">\n    COMPARE RATES\n<\/button>\n\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n            <\/div>\n<\/div>\n\n<style type=\"text\/css\">\n    [data-block_6a9921f1df9a02074a2adc2a8c321843] {\n    }\n\n    .b-image {\n        background-image: url()\n    }\n<\/style>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-background has-white-background-color has-white-color is-style-dots\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Methodology<\/h3>\n\n\n\n<p>The Detroit Bureau collects data from every major car insurance provider to formulate rankings of the best insurers. Our in-depth rating system takes into account market share, coverage, pricing, customer satisfaction and ratings from industry experts. Each insurer is given a weighted score in four categories, as well as an overall score out of 10.0.<\/p>\n\n\n\n<p>We recommend auto insurance companies based on these rankings, but we also encourage you to perform your own research and compare quotes to find the best coverage.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Learning how to get car insurance can be confusing, especially if you\u2019re a first-time driver or you don\u2019t have a car yet. We help simplify the process. <\/p>\n","protected":false},"author":15512,"featured_media":144006,"menu_order":0,"template":"","tags":[],"category_guides":[323],"make":[],"post-state":[],"category_old":[126,151,123,133,131,132,129,284,124,137,148,128,288],"acf":[],"_links":{"self":[{"href":"https:\/\/thedetroitbureau.com\/wp-json\/wp\/v2\/guides\/144003"}],"collection":[{"href":"https:\/\/thedetroitbureau.com\/wp-json\/wp\/v2\/guides"}],"about":[{"href":"https:\/\/thedetroitbureau.com\/wp-json\/wp\/v2\/types\/guides"}],"author":[{"embeddable":true,"href":"https:\/\/thedetroitbureau.com\/wp-json\/wp\/v2\/users\/15512"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/thedetroitbureau.com\/wp-json\/wp\/v2\/media\/144006"}],"wp:attachment":[{"href":"https:\/\/thedetroitbureau.com\/wp-json\/wp\/v2\/media?parent=144003"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/thedetroitbureau.com\/wp-json\/wp\/v2\/tags?post=144003"},{"taxonomy":"category_guides","embeddable":true,"href":"https:\/\/thedetroitbureau.com\/wp-json\/wp\/v2\/category_guides?post=144003"},{"taxonomy":"make","embeddable":true,"href":"https:\/\/thedetroitbureau.com\/wp-json\/wp\/v2\/make?post=144003"},{"taxonomy":"post-state","embeddable":true,"href":"https:\/\/thedetroitbureau.com\/wp-json\/wp\/v2\/post-state?post=144003"},{"taxonomy":"category_old","embeddable":true,"href":"https:\/\/thedetroitbureau.com\/wp-json\/wp\/v2\/category_old?post=144003"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}