Minimum Credit Score to Get a Mortgage
The minimum credit score to get a mortgage varies by loan type, with FHA loans starting around 500 and conventional loans often requiring 620 or higher.
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The minimum credit score to get a mortgage varies by loan type, with FHA loans starting around 500 and conventional loans often requiring 620 or higher.
Compare first-time mortgage options including fixed, FHA, VA, and conventional loans. Learn rates, down payments, and which loan fits your budget best.
Yes, you can refinance an FHA loan into a conventional mortgage through an FHA Streamline Refinance or a standard cash-out or rate-and-term refinance. Here is what to consider.
The minimum credit score to buy a home depends on the loan type. See the score ranges for FHA, conventional, VA and USDA loans, plus how to improve your chances of approval.
Get the latest conventional 30 year mortgage rate overview, what drives rate changes today, and how to compare offers for a home purchase or refinance.